The Cost of Insuring Expensive Waterfront Homes Is About to Skyrocket

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Source: By Christopher Flavelle, The New York Times. 

Excerpt: New federal flood insurance rates that better reflect the real risks of climate change are coming. For some, premiums will rise sharply. ...Florida’s version of the American dream, which holds that even people of relatively modest means can aspire to live near the water, depends on a few crucial components: sugar white beaches, soft ocean breezes and federal flood insurance that is heavily subsidized. But starting Oct. 1, communities in Florida and elsewhere around the country will see those subsidies begin to disappear in a nationwide experiment in trying to adapt to climate change: Forcing Americans to pay something closer to the real cost of their flood risk, which is rising as the planet warms.…

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