By Claire Brown and Mira Rojanasakul, The New York Times.  Excerpt: New research shared with The New York Times estimates the extent to which rising home insurance premiums, driven higher by climate change, are cascading into the broader real estate market and eating into home values in the most disaster-prone areas....  Full article at https://www.nytimes.com/interactive/2025/11/19/climate/home-insurance-costs-real-estate-market.html . 

By Isabelle Taft , Elisabeth Parker, Valerie Boey Ramsey, and  Patricia Mazzei , The New York Times.   Excerpt: A rash of Gulf storms in recent years, culminating with Hurricane Helene on Thursday, has given way to a new reality for the booming region’s residents: Hurricanes that remain hundreds of miles away are likely to wreak havoc on the Tampa Bay region, as are smaller storms. Helene, a Category 4 hurricane, made landfall near Perry, Fla., some 200 miles north of Tampa. It followed a path similar to  Hurricane Idalia  in August of last year and  Hurricane Debby  last month. All three storms put wide swaths of the Tampa Bay region underwater, though none more than Helene, which brought storm surge into neighborhoods that had not seen such flooding in decades — or ever. ...More residents are wrestling lately with how — or whether — to keep living in a beautiful place that has become vulnerable to more frequent and intense storms as well as rising se...

By Jake Bittle , The Guardian.  Excerpt: The rising cost of homeowner’s insurance is now one of the most prominent symptoms of the climate crisis in the US. Major carriers such as State Farm and Allstate have  pulled back from offering fire insurance in California ... and dozens of small insurance companies have collapsed or fled from  Florida  and  Louisiana  following recent large hurricanes. The problem is fast becoming a crisis that stretches far beyond the nation’s coastal states. ... insurers have raised premiums higher than ever  and dropped customers even in inland states such as Iowa. ...so-called “severe-convective storms” are large and powerful thunderstorms that form and disappear within a few hours or days, often spinning off hailstorms and tornadoes as they shoot across the flat expanses of the central United States. The insurance industry refers to these storms as “secondary perils” – the other term of art is  “kitty cats” , ...smal...

https://www.sfchronicle.com/california/article/home-insurance-wildfire-risk-19021575.php   By Megan Fan Munce , San Francisco Chronicle.  Excerpt: A newly proposed regulation aims to draw  insurers  back to the state by allowing them to anticipate future  wildfire risks  when raising their rates. The proposed rule change...would allow companies to submit catastrophe models for  wildfires , floods and terrorism to the California Department of Insurance for approval. If approved, insurers could then use predictions from those models when requesting rate hikes for commercial or homeowners insurance.... 

https://www.nytimes.com/2023/07/03/business/economy/canada-wildfires-economy.html By Lydia DePillis , The New York Times.  Excerpt: Canada’s wildfires have  burned 20 million acres ,  blanketed Canadian and U.S. cities  with smoke and raised health concerns on both sides of the border, with no end in sight. The toll on the Canadian economy is only beginning to sink in. The fires have upended oil and gas operations, reduced available timber harvests, dampened the tourism industry and imposed  uncounted costs  on the national health system. ...What long seemed a faraway concern has snapped into sharp relief in recent years, as billowing smoke has suffused vast areas of North America, floods have  washed away  neighborhoods and heat waves have strained power grids. That incurs billions of dollars in costs, and has longer-reverberating consequences, such as insurers  withdrawing  from markets prone to hurricanes and fires. In some early...